Posted by Madison Backhouse on May 12, 2012
I am pleased to offer my sincerest congratulations to Thicken My Wallet for its thoughtful and innovative approach to personal finances and related issues over the last number of years. In particular, TMW deserves a hearty round of applause for sustaining the effort for so long. Thinking and blogging about any topic takes real energy, intellectual rigour and genuine stick-to-itdness! Well done!
As this is my own farewell blog post on TMW, I’d also like to thank readers that came along with me a few years ago when I was blogging regularly in this space about my family’s personal finances. We had some interesting discussions.
The journey continues, of course. My family’s finances have evolved somewhat, but the same issues remain. On the plus side, our family unit is stable (i.e. no divorce, no new kids), making some long-term financial commitments predictable. On the downside, my husband and I continue to disagree on such basics as whether we’re doing ok, if not well (me), or if we are actually verging on disaster (him). In part
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Posted by Zachary Ogilvie on May 11, 2012
Orchard Bank has four cards that are geared toward people who have bad credit. Three of them are unsecured credit cards and one is a secured card, a type of card that requires you to make a cash deposit to “secure” the credit limit. The bank has a unique qualifying process that lets you know which card you qualify for without doing a hard check on your credit.
When you fill out the pre-qualification form, Orchard Bank lets you know which credit card you qualify for: the Platinum, Gold, or Classic card. Then, you can review the card’s terms and conditions and decide whether you want to proceed with the application. If you don’t qualify for any of these unsecured credit cards, you’ll be given the option to apply for a secured credit card with Orchard Bank.
Orchard Bank Card Comparison
The Orchard Bank Platinum MasterCard has an annual fee between $19 and $59, a purchase APR of 14.9% or 19.9% and penalty APR of 29.49%. The exact APR and annual fee you get depends on your credit history.
The Orchard Bank Gold MasterCard has an introductory annual of $49 for the first year and $59 annual fee after that. The purch
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Posted by Sophie Egge on May 9, 2012
This is a photo essay of the homemade ultralight backpacking water filter I use.
Dont waste your breath telling me this filter isnt enough for me or anyone else choosing to use it and we wont tell you your over compensating for water filtration.
Its a free country so leave everyone to use the filter of their choice.
Im not a water expert so only take my advice if youre confident it will serve your needs.
Step 1
Get a 1 Micron Singed Polyester 7 x 16 Filter Bag Felt Biodiesel Sock Size 1, open the sock into a flat piece of cloth, draw as many 8 circles as you can , and cut them out.
Step 2
Fold them into quarters and glue the seam .
Step 3
Create a protective sleeve to store your filter.
These biodiesel socks will catch a lot of dirt and natural material when you lay them on the ground.
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Posted by Madison Backhouse on May 7, 2012
A 2012 forgiveness ratings survey shows that when things go wrong, American consumers have a certain amount of willingness to forgive, based on the industry that made the mistake. At the top of the list, grocery chains are America’s most forgivable industry. Rounding out the bottom, however, the study discovered that credit credit card issuers are the least forgivable to consumers.
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