The Holidays are almost here, and with the season comes the annual need to purchase food and presents for friends and family. For many, the holidays become a time to rely on credit cards to make purchases, but its not necessary to use plastic to fund winter activities. Other options exist, including layaway, yard sale and lowering consumption.
Layaway has long been a way for shoppers to get credit at a specific store. Layaway is used to make regular partial payments on an item. The goods stay in the store until youve completely paid for them. Layaway can help you afford purchases if you have trouble budgeting or just want to pay a few dollars every pay period. If you want to use layaway for this holiday season, you should get started soon so that you can pay for your items by Christmas.
Another great way to supplement your income for holiday shopping is holding a yard sale. The average yard sale profits are around $600 which can offer a great pad for Christmas. This is also a great way to clean out items you don’t want or use to make room for the new items you are expecting this season. Many also utilize yard sales for their holiday shopping, which will allow you to successfully sell the things you don’t want anymore.
Donating plasma is a good way to earn extra income regardless of the time of year. You can make $50-$75 a week, and the process is not strenuous or painful. Most of your time will be spent sitting in a chair. You can read or watch television while your plasma is removed.
The holiday season is a perfect time to sell items on craigslist and eBay. Everyone is looking for good gifts, and you can help meet that need. Look for old items that you no longer need, and scour thrift stores for vintage items you can sell. A ethically dubious idea would be buying toys or electronics that have a limited supply, and reselling for more than you paid.
A frugal option is to find ways to spend less money for the holidays. You can hold a potluck instead of a full holiday feast and frame it as a way to increase family togetherness. You can offer handmade gifts. Everyone will appreciate home-baked cookies or pies. You could also give a gift of time; perhaps you have a family member who would like an exercise buddy or a tutor in a specific subject. Presents dont have to be expensive to be appreciated.
Another possibility is getting a holiday job. Shipping and retail companies need holiday workers to handle the increase in consumer demand between Black Friday and Christmas. Holiday-specific needs like gift-wrapping or actors to play elves or Santa are a fun way to earn some extra cash. It will be easy for you to get a part-time job to supplement your holiday funds. You can take satisfaction in improving your familys Christmas while knowing that your efforts at work are contributing to a wonderful Christmas experience for all the families who need the services your temporary employer offers.
The holidays present unique opportunities to earn money. Winter is the easiest time to get a part-time job or start selling goods online. Some of the money-making skills you pick up during the holidays can be used year-round, like donating plasma or using all of the spare change around the house. Regardless of which alternatives to credit cards you use, your holidays will be much better with these options.