Posted by Zachary Ogilvie on February 12, 2012
Aldermore has revamped its short-term savings range to startling effect. The rates on its one year fixed rate accounts have been increased, with the ISA option now paying 3.35% yearly (3.30% monthly) and the standard account now paying 3.55% yearly (3.49% monthly). However, it is the introduction of its new 60 Day Notice Cash ISA [...]
Posted by Zachary Ogilvie on January 21, 2012
Dear Erica, I just got my first credit card. Its from Capital One, and they are holding my $49 so I can have a $200 credit. I know thats not much, but Im really excited anyway. I do not want to get into trouble like everyone else. Do you have any advice for me? Amanda [...]
Posted by Zachary Ogilvie on January 12, 2012
This is a series following my experience tracking my expenses through January. Im exploring this cash flow management technique with an eye towards what it feels like to write down every single time I spend money. Its not that people dont know how to track their expenses (the nuts and bolts are not particularly difficult), [...]
Posted by Zachary Ogilvie on January 9, 2012
Homeowners’ monthly mortgage payments fell to their most affordable level since records began in 2011. On average, people paid out 15.4% of their take home pay last year to cover their monthly mortgage payments, compared to 2008 when it reached its highest point at 20.5%, figures from Barclays show. The lowest point since records began [...]